*|MC_PREVIEW_TEXT|* https://preservewm.com We've been keeping up with the latest headlines... here are two of our favorites worth sharing. ** Your Money ------------------------------------------------------------ Social Security has evolved to benefit anyone in the workforce who's worked 10 years or more. It has become a relied-upon source of income for many retirees. However, the provisions and complexities can be confusing. We aim to simplify that here by sharing answers to the most common questions. 1. When can I collect social security benefits? 2. How much Social Security income will I receive? 3. Can my spouse receive benefits, too? 4. Can I keep working after claiming social security? 5. Do pensions, annuities, or dividends affect my social security? 6. Do I have to pay taxes on Social Security benefits? 7. Is Social Security in trouble? 8. Where can I learn more about Social Security? If you have other questions or want to discuss your specific situation, just reach out to us. Tips to minimize your confusion and maximize your benefits (https://www.smartriskcontrol.com/hubfs/Website/Resources/Social_Security_Q&A.pdf) by CUNA Mutual ** Your Life ------------------------------------------------------------ Good news is on the horizon with vaccines to combat COVID-19. In the meantime, it might be a long winter of waiting. The most effective public health messages don't merely tell people what not to do but also tell when they CAN do with minimal risk. NYT's David Leonhardt gives a 3-step guide to risk minimization based on a NYT survey of 700 epidemiologists as well as conversations with experts and colleagues. 1. NEVER spend time in a confined space (outside your household) where anyone is unmasked. 2. Minimize spending extended time in indoor spaces, even with universal masking. 3. There are several less risky activities like walking or jogging or running errands. Just always wear a mask, keep social distanced, and wash your hands frequently. No doubt, because human beings are social creatures, these 3 guidelines may be very difficult to do. However, we need to hang in there just a while longer and focus on the safety of others and ourselves. Three steps for safe living (https://www.nytimes.com/2020/12/04/briefing/california-covid-restrictions-warner-bros-stimulus.html) by David Leonhardt https://www.linkedin.com/in/danheth/ https://www.linkedin.com/in/rosalynn-harvey-heth-mpa-ceps-3a3aa3191/ ** Complexity Simplified ------------------------------------------------------------ Snow has already fallen in the mid-to-northern parts of the US. It really feels like the Holiday Season now. As those of us that live in snowy weather prepare to hunker down for the winter, let's not forget to prepare our vehicles for the coming winter. This article is 5 years old but still rings true. #Winter2020 5 Steps to Prepare Your Car for Winter (https://money.usnews.com/money/blogs/my-money/2015/11/03/5-steps-to-prepare-your-car-for-winter) by Trent Hamm ** Trivia ------------------------------------------------------------ A: Vermeer Q: Where were the Declaration of Independence, the Constitution, and the Bill of Rights stored during World War II? https://www.youtube.com/watch?v=wh15LOppcWQ ** Back in 1976, this song reached #1 ------------------------------------------------------------ ============================================================ ** Facebook (https://www.facebook.com/preservewm) ** Twitter (https://twitter.com/preservewm) ** LinkedIn (https://www.linkedin.com/company/preservewm/about/) Copyright © *|CURRENT_YEAR|* *|LIST:COMPANY|*, All rights reserved. This email was sent to *|EMAIL|* (mailto:*|EMAIL|*) why did I get this? (*|ABOUT_LIST|*) unsubscribe from this list (*|UNSUB|*) update subscription preferences (*|UPDATE_PROFILE|*) *|LIST_ADDRESSLINE_TEXT|* *|REWARDS_TEXT|*

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