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https://preservewm.com
We've been keeping up with the latest headlines...
here are two of our favorites worth sharing.
** Your Money
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Never mind the top 1%...mini-millionaires are where the wealth in America is growing fastest.
While a handful of billionaires has always skewed the measure, the average net worth of American families topped $1 million for the first time. Yet, the median net worth (lower than the average) actually grew much faster than the average. This implies a narrowing of the wealth gap.
A large part of this jump was thanks to a group of "mini-millionaire" households earning $150,000 to $250,000 annually, commonly considered the upper middle class. The fastest median wealth growth came from the 13 million families in the 80-90th percentile of income earners. Their median wealth jumped 69% over the last three years. Their common traits are owning stock investments, owning their home, having low debt, and having a college education.
Never Mind the 1%. Mini-Millionaires Are Where Wealth Is Growing Fastest. (https://www.wsj.com/us-news/never-mind-the-1-mini-millionaires-are-where-wealth-is-growing-fastest-b1dd2ee7?st=r3yga7wnp9i2wbx&reflink=desktopwebshare_permalink)
by Josh Zumbrun
** Your Life
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Vaccinations are strongly encouraged against various kinds of sicknesses and infections. However, in recent years, studies have found that those who get vaccinated for the flu and other infectious diseases appear less likely than their unvaccinated counterparts to get dementia — although it’s unclear what happens in the brain to cause this. One theory some experts have is that infection plays a role in developing Alzheimer’s disease and that vaccinations may help stave off these infections. Others say vaccinations may reduce an immune system function that attacks amyloid plaque (a protein found in abnormally high levels in the brains of Alzheimer’s patients) as an invader, causing chronic brain inflammation and the death of nearby cells.
Can Vaccinations Save Your Brain? (https://www.aarp.org/health/drugs-supplements/info-2023/vaccines-may-prevent-dementia.html)
by Marlene Cimons
https://www.linkedin.com/in/danheth/
https://www.linkedin.com/in/rosalynn-harvey-heth-mpa-ceps-3a3aa3191/
** Complexity Simplified
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Medigap is a supplemental plan that helps cover out-of-pocket expenses that Medicare does not cover. These policies partially cover Medicare's cost-sharing aspects — deductibles, copays, and coinsurance. However, there are limitations. For example, Medigap plans don't cover costs associated with prescription drug coverage (unless, perhaps, the policy was issued before 2006.) Nor do they help you pay for services that are excluded from Medicare's coverage, generally speaking, such as dental or vision. Available plans are designated A, B, C, D, F, G, K, L, M, and N — each option offers different coverage levels. Also, the premiums for same-named plans can vary significantly from insurer to insurer and among locations. Here's a brief but informative article on how to choose, when to sign up, how policies are priced, and other tips like possible discounts.
Key considerations if you're eyeing a Medigap policy to help cover Medicare costs (https://www.cnbc.com/2021/12/09/key-considerations-if-youre-eyeing-a-medigap-policy.html)
by Sarah O'Brien
** Trivia
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A: Plants
Q: Tanks were used in battle for the first time in which conflict?
https://youtu.be/NL7MJ-a2Kx4?feature=shared
** Back in 1957, this song reached #1
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