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https://preservewm.com
We've been keeping up with the latest headlines...
here are two of our favorites worth sharing.
** Your Money
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Financial planning IN retirement is quite different than planning FOR retirement. New to passive income and government benefits, retirees often make avoidable financial mistakes. We can break these common mistakes into three broad categories and avoid them with a little planning:
Ignoring Taxes - The tax code is complex, even at lower levels of income. There are tiers that, once crossed, have an absolute effect rather than the more common marginal impact. The Social Security tax torpedo is just one example. Two additional wrinkles you can easily miss are taxes triggered by Medicare and capital gains.
Obsession Over Taxes - Making decisions solely on the tax bill may leave you with less money at the end of the day. Tax-free bonds in a low tax bracket? Take the higher interest taxable bonds and pay the bill. Don't let the tax tail wag the investment dog.
The Assumption of Good Health - Everyone slows down over time, and emergencies can happen at any time. The riskiest assumption is that one will remain mentally sharp. Turning things over to a spouse or relative takes preparation. Sometimes you need legal documents. And remember, there is always a learning curve.
Common mistakes by retirees (https://www.fa-mag.com/news/more-mistakes-of-retirees-60528.html?print)
by Dan Moisand
** Your Life
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The importance of eating organic foods is at an all-time high. Thankfully, with its popularity, more affordable access is starting to pop up. However, it still tends to be more expensive from non-organic choices. Do you fully understand what buying & eating organic means? Is there really a health difference in eating organic? What about eating local produce? Here’s a great Q&A with Mark Bittman (renowned food journalist) and Dr. David Katz that breaks it down for you.
What You Need to Know About Organic Food (https://www.aarp.org/health/healthy-living/info-2020/organic-food.html)
by Mark Bittman and David Katz
https://www.linkedin.com/in/danheth/
https://www.linkedin.com/in/rosalynn-harvey-heth-mpa-ceps-3a3aa3191/
** Complexity Simplified
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I know it’s still crockpot season, but how about changing it up and trying a sheet pan meal? Like crockpot meals, it’s an all-in-one meal but uses your sheet pan and oven. It still saves time, makes cleanup easier, and doesn’t require any expensive ingredients or kitchen equipment. Plus, Cooking Light has some great and lighter recipes.
30 Speedy Sheet Pan Dinners (https://www.cookinglight.com/recipe-finder/sheet-pan-dinners)
source: Cooking Light
** Trivia
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A: The Great Dane
Q: What is the softest mineral in the world?
https://www.youtube.com/watch?v=kwEZRPkAAu8
** Back in 1998, this song reached #1
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