*|MC_PREVIEW_TEXT|* https://preservewm.com We've been keeping up with the latest headlines... here are two of our favorites worth sharing. ** Your Money ------------------------------------------------------------ 2020's surge in "stay-at-home" stock prices makes sense in retrospect as the nation embraced the use of new technologies, home renovations, and delivery services. While many businesses felt the pinch, others experienced a profits boom. Future expectations for these businesses are quite high. But what about those industries that were hurt? Profits could grow...a lot Monetary and fiscal stimulus has already been record-breaking, with more on the way. Furthermore, 2021 earnings will have very easy comparisons. Forecasted profits have already turned more optimistic. The profits cycle fuels sector/size/style rotation Markets tend to broaden when profit cycles accelerate. An increasing number of companies begin to grow their earnings, and investors no longer need to pay a high valuation to invest for growth. Embrace the business cycle Optimists, who believe profits will indeed rebound, should probably err on the sides of value, small, cyclical, and low quality during 2021. 2021: Embrace the profits cycle (https://www.rbadvisors.com/index.php?option=com_content&view=category&layout=blog&id=8&Itemid=167) by Richard Bernstein ** Your Life ------------------------------------------------------------ Millions of homeowners face flood risks without realizing it, and climate change is making it worse. A model from First Street Foundation, a nonprofit that compiles comprehensive reports from experts to assess America’s flood risk, concludes that by 2050, 16.2 million properties will be at “substantial risk’ of flooding in a given year. The count is anticipated to grow substantially in coming decades due to the effects of climate change, including sea-level rise, which will make hurricane storm surges more damaging, as well as precipitation extremes. The model finds that about 14.6 million properties have a substantial level of risk now. Homebuyers need to be aware of the information, and current at-risk homeowners need to protect themselves with flood insurance. Check out this very important and eye-opening article. Millions of homeowners face flood risks without realizing it, and climate change is making it worse (https://www.washingtonpost.com/weather/2020/06/29/flood-risk-climate-change/?arc404=true) by Andrew Freedman, Brady Dennis, and Laris Karklis https://www.linkedin.com/in/danheth/ https://www.linkedin.com/in/rosalynn-harvey-heth-mpa-ceps-3a3aa3191/ ** Complexity Simplified ------------------------------------------------------------ I've been a fan of scanners for years. The ability to save and file paper away electronically just appeals to the neat freak in me. Scanners, however, can be harder to program than an 80's VCR. But with the proliferation of smartphones out there, all you need to do nowadays is click a picture. Here is a list of the best to add to your Android or iOS device. The Best Mobile Scanning Apps (https://www.nytimes.com/wirecutter/reviews/best-mobile-scanning-apps/) by Ben Keough ** Trivia ------------------------------------------------------------ A: An aglet Q: In the United Kingdom, what is the day after Christmas known as? https://www.youtube.com/watch?v=Cv6tuzHUuuk ** Back in 1987, this song reached #1 ------------------------------------------------------------ ============================================================ ** Facebook (https://www.facebook.com/preservewm) ** Twitter (https://twitter.com/preservewm) ** LinkedIn (https://www.linkedin.com/company/preservewm/about/) Copyright © *|CURRENT_YEAR|* *|LIST:COMPANY|*, All rights reserved. This email was sent to *|EMAIL|* (mailto:*|EMAIL|*) why did I get this? (*|ABOUT_LIST|*) unsubscribe from this list (*|UNSUB|*) update subscription preferences (*|UPDATE_PROFILE|*) *|LIST_ADDRESSLINE_TEXT|* *|REWARDS_TEXT|*

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