*|MC_PREVIEW_TEXT|* https://preservewm.com We've been keeping up with the latest headlines... here are two of our favorites worth sharing. ** Your Money ------------------------------------------------------------ Retirement is often portrayed as an all-at-once decision, where an employee goes to work on a Friday and is (permanently) unemployed by Monday. In reality, retirement often comes in many forms, including semi-retirement (where the individual transitions from full-time to part-time status before eventually leaving the workforce altogether). And a recent survey suggests many current workers are exploring these more flexible options. According to the survey from Principal Financial Group, 52% of employees said they want to gradually decrease the amount of time working in their current field before eventually stopping work. In comparison, only 36% said they plan to move immediately from working full-time to not working at all. This phased retirement style was most favored by those in Gen X, with 67% of those surveyed favoring this approach, followed by Millennials (56%), Gen Z (38%) and Baby Boomers (40%). While current workers appear to desire a gradual transition to retirement, a substantial majority (72%) of current retirees surveyed said they immediately went from full-time to not working at all. At the same time, many of those who did take a phased approach have found success, with 75% of those working fewer hours or in a transitional career expressing satisfaction with their current employment. It's a new strategy that can significantly improve a financially sound retirement transition years ahead of schedule. More Than Half of Americans Want to Retire Gradually (https://www.thinkadvisor.com/2024/01/11/more-than-half-of-americans-want-to-retire-gradually-survey/) by Michael S. Fischer ** Your Life ------------------------------------------------------------ Tinnitus is that ringing, roaring, buzzing, or high-pitched sound you hear with no external source so only you can hear it. While everyone may have experienced this phantom noise, 10% - 25% of adults are diagnosed with it. If tinnitus lasts for three months or longer, it is considered chronic. The causes of tinnitus are unclear, but most people with it have hearing loss. Tinnitus is rarely associated with a serious medical problem and is usually not severe enough to interfere with daily life. However, some people find that it affects their mood and ability to sleep or concentrate. In extreme cases, tinnitus can lead to anxiety or depression. While hearing loss is strongly associated with tinnitus, some people with hearing loss never develop tinnitus. Currently, there is no cure for tinnitus, but there are ways to reduce symptoms. Common approaches include sound therapy devices (including hearing aids), behavioral therapies, and medications. Evidence suggests that tinnitus is caused by changes in neural networks in the brain, so many research efforts are aimed at testing the benefit of magnetic or electrical stimulation of the brain. What is tinnitus, and what causes it? (https://www.nidcd.nih.gov/health/tinnitus#:~:text=Hearing%20loss%2C%20which%20can%20be,are%20taken%20at%20high%20doses) source: National Institute of Health https://www.linkedin.com/in/danheth/ https://www.linkedin.com/in/rosalynn-harvey-heth-mpa-ceps-3a3aa3191/ ** Complexity Simplified ------------------------------------------------------------ Yes, there is a correct way to breathe when exercising. Breathing correctly allows your body more control, keeping you calm and alert throughout your workout so you can actively engage all your muscles. In the long run, practicing proper breathing will 1) reduce the air you need to breathe in and out during any given exercise, 2) help your muscles produce less carbon dioxide, and 3) improve blood circulation and heart health to maximize your workout and fitness level. Overall, no more breathlessness! In general, inhale through your nose so that air enters your belly right before the motion's eccentric (muscle-lengthening) part. Exhale during the motion's concentric (muscle-shortening) part entirely through your mouth. Other tips: don't be tempted to hold your breath during weight lifting, and practice deep breathing through particularly difficult or tense parts like in yoga poses. Of course, it is the opposite of swimming, where you inhale through your mouth and exhale through your nose. If You Aren't Breathing Like This, You're Sabotaging Your Workout (https://www.healthline.com/health/fitness-exercise/when-to-inhale-and-exhale-during-exercise) by Nicole Davis ** Trivia ------------------------------------------------------------ A: Alabama Q: What is the largest planet in our solar system? https://youtu.be/dQw4w9WgXcQ?si=j9dNASmKgrVjQe7t ** Back in 1988, this song reached #1 ------------------------------------------------------------ ============================================================ ** Facebook (https://www.facebook.com/preservewm) ** Twitter (https://twitter.com/preservewm) ** LinkedIn (https://www.linkedin.com/company/preservewm/about/) Copyright © *|CURRENT_YEAR|* *|LIST:COMPANY|*, All rights reserved. This email was sent to *|EMAIL|* (mailto:*|EMAIL|*) why did I get this? (*|ABOUT_LIST|*) unsubscribe from this list (*|UNSUB|*) update subscription preferences (*|UPDATE_PROFILE|*) *|LIST_ADDRESSLINE_TEXT|* *|REWARDS_TEXT|*

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