https://preservewm.com
We've been keeping up with the latest headlines...
here are two of our favorites worth sharing.
** Your Money
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Most retirement rule changes do not arrive with much fanfare, and 2026 is no exception. Instead, the impact comes from small adjustments that quietly influence how much you can save, how you manage taxes, and how early planning decisions compound over time.
Contribution limits for workplace retirement plans and IRAs increase again, creating additional room to defer income. Catch-up contributions for those age 50 and older remain in place, reinforcing the advantage of disciplined saving during peak earning years, when marginal tax rates often matter most. For some higher-income earners, catch-up contributions may now be required to go into Roth accounts, changing the tax timing but not the savings opportunity.
Health Savings Accounts also see higher contribution limits, though eligibility remains limited to those enrolled in qualifying high-deductible health plans. For households that qualify, HSAs can serve as a useful complement to retirement savings, but they are not a universal solution.
Individually, these updates may feel modest. Taken together, they can meaningfully affect annual cash flow, tax efficiency, and long-term accumulation if they are incorporated early rather than revisited later.
At PRESERVE Wealth Management, we help clients turn small rule changes into intentional decisions, reviewing contribution strategies and tax coordination to ensure each adjustment supports the broader plan instead of operating in isolation.
6 Changes to IRAs, 401(k)s and HSAs in 2026 (https://www.kiplinger.com/retirement/retirement-planning/changes-to-iras-401ks-hsas-in-2026?utm_source=chatgpt.com)
by Donna LeValley
** Your Life
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A large new study has identified five distinct stages of brain aging, suggesting neurological change follows a more predictable timeline than previously understood. Researchers found that brain aging tends to accelerate during specific periods, often well before noticeable symptoms appear.
The takeaway is not alarm, but awareness. Brain health appears to be shaped gradually, influenced by sleep, cardiovascular health, physical activity, and metabolic factors long before old age. Small choices made earlier may matter more than dramatic interventions later.
Your Brain Ages in Five Distinct Stages, New Research Shows (https://www.wsj.com/health/wellness/brain-stages-aging-five-study-nature-a015101e?st=W8tKbh&reflink=desktopwebshare_permalink)
by Aylin Woodward
https://www.linkedin.com/in/danheth/
https://www.linkedin.com/in/rosalynn-harvey-heth-mpa-ceps-3a3aa3191/
** Complexity Simplified
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Subscription creep is one of the easiest ways household spending quietly gets out of control. Streaming services, apps, software tools, and news subscriptions often begin as low-cost trials, then turn into recurring charges that fade into the background.
The simplest fix is structural rather than behavioral. Centralize subscriptions in one place, review them once or twice a year, and be cautious with annual billing unless the savings are clear and durable. Reducing friction around cancellation often matters more than cutting any single expense.
Subscription Creep in 2026: How To Stop It From Wrecking Your Budget (https://www.nasdaq.com/articles/subscription-creep-2026-how-stop-it-wrecking-your-budget?)
by Stacy Sare Cohen
** Trivia
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Last week's answer: Honey
This week's question: Which U.S. state has the most counties, with more than 250 separate county or county-equivalent jurisdictions?
https://youtu.be/2k_4qvMU6kQ?si=BJPw15EjKayokI9W
** Back in 1978, this song reached #1
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