https://preservewm.com
We've been keeping up with the latest headlines...
here are two of our favorites worth sharing.
** Your Money
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Delaying gratification can sometimes backfire—so much so that the reward never comes. Research led by Jennifer Rifkin describes a phenomenon called “specialness spirals,” where people keep postponing enjoyment—like opening a cherished bottle of wine—waiting for the “perfect” occasion. Over time, the item becomes so special that no moment ever seems worthy. Ironically, this tendency intensifies during stressful periods, when treating oneself might be most needed, yet people often hold off, convinced a better moment is just ahead.
I remember The Wall Street Journal used to run a recurring “Open That Bottle” feature, urging readers to stop waiting and simply enjoy something special—because wanting to is reason enough.
In financial planning, this mindset can show up in clients who over-prioritize future security. Some delay meaningful spending during their working years and sacrifice present joy. Others, especially new retirees, struggle to shift from saving to spending, unsure how to enjoy the wealth they’ve built.
At PWM, we help clients pre-experience their financial future—using what-if scenarios, dream planning, and even worst-case simulations—to make spending feel more comfortable. After years of saving, this shift takes guidance. We help clients recognize these patterns and make confident, sustainable choices to enjoy life today—not just someday.
The Downside of Delayed Gratification (https://www.wsj.com/personal-finance/money-discipline-downsides-delayed-gratification-5770e346?st=VnCwcG&reflink=desktopwebshare_permalink)
by Jacqueline R. Rifkin
** Your Life
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Artificial intelligence isn’t just about gadgets and tech—it’s also playing a growing role in protecting the environment. This article from Microsoft Source highlights three powerful ways AI is being used for good, from monitoring endangered species to making farming more sustainable and helping businesses reduce their carbon footprints. It’s a hopeful reminder that innovation and care for the planet can go hand in hand.
3 ways AI is helping the planet (https://news.microsoft.com/source/features/sustainability/3-ways-ai-is-helping-the-planet/?OCID=lock2)
by Vanessa Ho
https://www.linkedin.com/in/danheth/
https://www.linkedin.com/in/rosalynn-harvey-heth-mpa-ceps-3a3aa3191/
** Complexity Simplified
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Setting goals doesn’t have to feel like a burden. The Next Big Idea Club suggests a simpler, more fulfilling approach—pick goals that match your values and allow room to grow. When you're flexible and focus on what matters to you, it’s easier to stay motivated and enjoy the process. Think of it as building a life you love, not just checking off boxes.
The Art of Goal-Setting: How to Live Free Instead of Under Pressure (https://nextbigideaclub.com/magazine/art-goal-setting-live-free-instead-pressure-bookbite/54478/)
by Anne-Laure Le Cunff
** Trivia
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Last week's answer: College of Cardinals
This week's question: An Apgar score is given to what?
https://youtu.be/UIt3dx4an9c?si=S_B32NPTdlyscO-E
** Back in 1992, this song reached #1
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