*|MC_PREVIEW_TEXT|* https://preservewm.com We've been keeping up with the latest headlines... here are two of our favorites worth sharing. ** Your Money ------------------------------------------------------------ The third quarter was far from sleepy. The Federal Reserve initiated its much-anticipated rate-cutting cycle, leading U.S. equities to surge to new highs, supported by sector rotation and broad market participation. After a record-breaking 26 months of inversion, the 10-year and 2-year U.S. Treasury spread has finally turned positive. Looking ahead, double-digit corporate earnings for the S&P 500 in 2024 are expected to improve further in 2025, yet the election cycle is on everyone's mind. Meanwhile, crude oil is testing multi-year lows despite heightened geopolitical tensions in the Middle East. * Broad Market (S&P 500): +5.9% 3Q | +36.33% last 12 months * Small Companies (Russell 2000): +9.3% 3Q | +26.7% last 12 months * International Stocks (EAFE): +7.3% 3Q | +25.4% last 12 months * Emerging Markets (MSCI EM): +8.9% 3Q | +26.5% last 12 months * Bonds (Barclays Agg): 5.2% 3Q | +11.6% last 12 months Personal video statements will begin going out this week. Review of markets over the third quarter of 2024 (https://am.jpmorgan.com/gb/en/asset-management/per/insights/market-insights/market-updates/monthly-market-review/) by Hugh Gimber ** Your Life ------------------------------------------------------------ Have you ever been going about your day when suddenly, for seemingly no apparent reason, your eye starts uncontrollably twitching. Twitches and spasms are most common in the thighs, calves, hands, arms, belly, ribcage, and the arches of your foot. They can involve part of a muscle, all of it, or a group of muscles. Doctors aren’t always sure why they happen, but a few common triggers can set them off. Eye twitch is called myokymia. These random twitches, which can feel faint or really bug you, happen on the upper or lower lid. Triggers range from stress and smoking to wind, bright light, too much caffeine, and lack of sleep. Though annoying, the twitches are harmless and usually go away quickly, but they can come back over the next few days. Twitches that last more than a few days could be a sign of an eye issue, like dry eyes or glaucoma. They could also happen if you have a problem that affects movement in your face muscles. In rare cases, eye twitches can be a sign of brain or nerve disorders like Bell's palsy, multiple sclerosis, and Tourette's syndrome. But these conditions will cause other symptoms, too. Other reasons for muscle twitching includes low in electrolytes, lacking hydration, stress, too much caffeine, lack of sleep and exhaustion, being out of shape, and medication. Other more serious signs behind muscle twitching can include serotonin syndrome, kidney disease, early symptoms of ALS, pinched spinal nerve, neuropathy, and Issacs’ syndrome. If you’re worried, see your health provider. Causes of Muscle Twitches and Spasms (https://www.webmd.com/brain/ss/slideshow-twitches-spasms-causes) by Danny Bonvissuto https://www.linkedin.com/in/danheth/ https://www.linkedin.com/in/rosalynn-harvey-heth-mpa-ceps-3a3aa3191/ ** Complexity Simplified ------------------------------------------------------------ Today, we have so many choices for milk, from the wide range of cow’s milk to plant-based milk and even other types of animal milk. Just from cow’s milk alone, you can choose ten different options, from whole to skim to organic to buttermilk. Still, others choose plant-based mile for environmental issues to personal taste. As for the different types of plant-based milk, it really runs the gamut, but the 7 most common include almond, soy, rice, oat, hemp, coconut, cashew, and pea. Finally, people drink milk from other animals, like goat, sheep, buffalo, and even camel. Have fun experimenting! Different Types of Milk: A Dairy & Plant-Based Milk Guide (https://www.instacart.com/company/ideas/different-types-of-milk/) source: Instacart ** Trivia ------------------------------------------------------------ A: Philadelphia Q: What substance are fingernails made out of? https://youtu.be/cwTdRpYTS4c?si=VXtqR8p_t66XpS_q ** Back in 1966, this song reached #1 ------------------------------------------------------------ ============================================================ ** Facebook (https://www.facebook.com/preservewm) ** Twitter (https://twitter.com/preservewm) ** LinkedIn (https://www.linkedin.com/company/preservewm/about/) Copyright © *|CURRENT_YEAR|* *|LIST:COMPANY|*, All rights reserved. This email was sent to *|EMAIL|* (mailto:*|EMAIL|*) why did I get this? (*|ABOUT_LIST|*) unsubscribe from this list (*|UNSUB|*) update subscription preferences (*|UPDATE_PROFILE|*) *|LIST_ADDRESSLINE_TEXT|* *|REWARDS_TEXT|*

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