*|MC_PREVIEW_TEXT|* https://preservewm.com We've been keeping up with the latest headlines... here are two of our favorites worth sharing. ** Your Money ------------------------------------------------------------ Lately, news stories have been filled with geopolitical developments, including Chinese balloons, the ongoing war in Ukraine, trade disputes, and the U.S. debt ceiling standoff, to name a few. Yet, the Federal Reserve's Geopolitical Risk Index has eased, returning to its long-term average. Jeffrey Kleintop, Chief Global Investment Strategist at Charles Schwab, examines some of the recent headlines: * United States-China * Ukraine-Russia * United Kingdom-European Union * Republicans-Democrats * Taiwan-China * United States-North Korea * Iran-Israel While threats flare up from time to time, it is important to keep in mind that geopolitical risks are an ever-present part of investing. Despite the recent news of geopolitical tensions, the risks are not necessarily higher now than on average in the past. PWM recently increased the non-U.S. stock exposure in stock portfolios. Investors' Guide to Geopolitical Risk (https://www.schwabassetmanagement.com/content/investors-guide-to-geopolitical-risk?segment=advisor&mkt_tok=MTUzLUhSWS0xOTQAAAGJ7D_b9y9W5HQUvo17KqYSlZeG0Pf0Uc4efOwX8QtfghMr5jTUM_zSfLVPdhm4HJsVP4dqnySGzEssy02-JgSSntifbL9JzyOmobYpvLwcwUAL) by Jeffrey Kleintop ** Your Life ------------------------------------------------------------ All-in-one retirement homes or continuing care retirement communities (CCRCs) are long-term care options for older people who want to stay in the same place through different phases of their aging process. Currently, there are about 1,900 CCRCs nationwide, and growing due to demand. The chief benefit of CCRCs is that they provide a wide range of care, services, and activities in one place, offering residents a sense of stability and familiarity as their abilities or health conditions change. However, these communities come at a high monetary cost, starting with an initial payment, then monthly maintenance or service fees. In researching CCRCs, check out location, staff, housing, residents, meals, health care services, personal services, social activities, and recreation. Also, check posted inspection reports for the nursing home component. Lastly, ensure you understand the contract, which comes in 3 basic types: extensive life-care – Type A; modified – Type B; or fee-for-service – Type C. How Continuing Care Retirement Communities Work (https://www.aarp.org/caregiving/basics/info-2017/continuing-care-retirement-communities.html) source: AARP https://www.linkedin.com/in/danheth/ https://www.linkedin.com/in/rosalynn-harvey-heth-mpa-ceps-3a3aa3191/ ** Complexity Simplified ------------------------------------------------------------ Technology changes so fast, and purchasing a new mobile phone is expensive. It seems a newer, better version has been released just as soon as you get your new mobile phone. Rather than chasing what is the latest and greatest, putting a strain on your budget, try following these signs to know when it’s time to replace your mobile phone. Signs include an expiring contract; persistent issues; the battery will not hold a charge; and friends laugh at your phone. Gotta love the last one! Signs That It Is Time to Replace Your Cell Phone (https://smallbusiness.chron.com/signs-time-replace-cell-phone-81875.html) by Tammy Columbo ** Trivia ------------------------------------------------------------ A: Gianni Versace Q: What name of beans are chickpeas also known as? https://www.youtube.com/watch?v=nIivzJ90M0s ** Back in 1959, this song reached #1 ------------------------------------------------------------ ============================================================ ** Facebook (https://www.facebook.com/preservewm) ** Twitter (https://twitter.com/preservewm) ** LinkedIn (https://www.linkedin.com/company/preservewm/about/) Copyright © *|CURRENT_YEAR|* *|LIST:COMPANY|*, All rights reserved. This email was sent to *|EMAIL|* (mailto:*|EMAIL|*) why did I get this? (*|ABOUT_LIST|*) unsubscribe from this list (*|UNSUB|*) update subscription preferences (*|UPDATE_PROFILE|*) *|LIST_ADDRESSLINE_TEXT|* *|REWARDS_TEXT|*

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