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https://preservewm.com
We've been keeping up with the latest headlines...
here are two of our favorites worth sharing.
** Your Money
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As the stock market downdraft continues this year, at PWM, we're actively turning that negative into a positive. We have begun the account-by-account, holding-by-holding review of investments ripe for tax-loss harvesting in client accounts.
Tax-loss harvesting is one of the tax-smart strategies we employ to improve after-tax investment returns. It generally works like this:
1. We sell an investment in your account that's underperforming and losing money. This turns an unrealized capital loss into a realized one.
2. Then, you use that loss to reduce your taxable capital gains and potentially offset up to $3,000 of your ordinary income.
3. Finally, we reinvest the money from the sale into a different security that continues to meet our investment criteria and your allocation strategy.
Capital losses never expire. In other words, the strategy still makes sense even if you don't have the need to offset capital gains this year because you can always use it at some point in the future.
How to Cut Your Tax Bill with Tax-Loss Harvesting (https://www.schwab.com/learn/story/how-to-cut-your-tax-bill-with-tax-loss-harvesting)
by Hayden Adams
** Your Life
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Anytime you take one or more medications with certain foods, beverages, or over-the-counter medicines, you are at risk of a drug interaction. The more medications you take, the greater the chance for your drug to interact with another medicine. Most are not serious, but a few are. Drug-drug interactions can decrease how well your medications work, may increase minor or serious unexpected side effects, or even increase the blood level and possible toxicity of a certain drug. This article from Drugs.com also includes a link to their online drug interaction checker. If you discover a possible interaction, contact your doctor or pharmacist for the next steps.
Drug Interactions Checker (https://www.drugs.com/drug_interactions.html#:~:text=The%20more%20medications%20you%20take,toxicity%20of%20a%20certain%20drug)
source: drugs.com
https://www.linkedin.com/in/danheth/
https://www.linkedin.com/in/rosalynn-harvey-heth-mpa-ceps-3a3aa3191/
** Complexity Simplified
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All you Type A personalities, rejoice! Yes, there is a correct way to load a dishwasher! The guidelines start with "pre-rinsing is not necessary but scrape off the big stuff first." Adhere to recommended dishwasher placement on the items you buy. This includes the hard NOs that cannot be put in the dishwasher like anything special that you don’t want to be ruined or cannot replace (think fine china); anything wooden; twisty reusable straws; and big, bulky pans—especially nonstick. Keep utensils together but not crammed or stuck together, and point sharp items downward for safety. Load from back to front. Don’t nest items, and this bear repeating, thin plastics belong on the top rack. Don’t block the jets. Run when FULL. Lastly, my favorite hack, after emptying the dishwasher, put in the detergent. (Yes, you are putting in detergent in an empty dishwasher.) That is a signal that the dishes inside are dirty.
This article is also great to pass along to our young adults, newly on their own with their first dishwasher, so they can avoid warped cutting boards and plasticware, blunting sharp knives, or having their dishes not get thoroughly cleaned.
Yes, There is a Correct Way to Load a Dishwasher (https://www.bonappetit.com/story/loading-a-dishwasher)
by Ali Francis
** Trivia
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A: Cranberry and lime
Q: What object is said to bring bad luck if it is broken?
https://www.youtube.com/watch?v=4y-TmYmsWO4
** Back in 1955, this song reached #1
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