https://preservewm.com
We've been keeping up with the latest headlines...
here are two of our favorites worth sharing.
** Your Money
------------------------------------------------------------
Turning 50 is a major milestone—and also a wake-up call when it comes to retirement savings. A recent CNBC article breaks down how much money you should ideally have tucked away by this age, and what to do if you’re not quite there yet.
Here’s what you need to know:
* The 6x Rule: Experts say that by age 50, you should aim to have saved about six times your annual income. So, if you’re earning $80,000 a year, your retirement savings target should be around $480,000.
* Behind on Savings? Catch Up Fast: The IRS allows individuals aged 50 and older to make catch-up contributions to their retirement accounts. For 401(k) plans in 2025, you can contribute an extra $7,500 on top of the standard limit, giving you a chance to close the gap quickly.
* Reality Check: Despite these recommendations, many Americans are falling short. Average 401(k) balances for people in their early 50s are often well below the suggested benchmarks, underscoring the need for greater awareness and planning.
Whether you’re ahead of the game or working to catch up, now is the perfect time to reassess your retirement strategy. Review your current savings rate, take advantage of catch-up contributions, and consider meeting with a financial advisor to fine-tune your plan. Small changes today can make a big difference tomorrow.
At PWM, we provide each client with an annual Retirement Map—an easy-to-understand snapshot that tracks your progress and outlines a sustainable lifestyle in retirement. We also help model key financial goals, major expenses, Social Security timing, and even downsizing scenarios. Because when it comes to retirement, clarity leads to confidence—and awareness is everything.
How much you should have saved by age 50 (https://www.cnbc.com/2025/05/31/how-much-money-you-should-have-saved-by-50.html?__source=iosappshare%7Ccom.apple.UIKit.activity.Mail)
by Natalie Wu
** Your Life
------------------------------------------------------------
We all yawn from time to time, but if it’s happening frequently, it could signal something more serious. This Yahoo Life article explores the surprising reasons behind excessive yawning—from anxiety and sleep disorders to potential heart issues. While the occasional yawn is normal, persistent yawning might be worth mentioning to a doctor. It’s a gentle reminder to listen to what your body could be trying to tell you.
Yawning may be more dangerous than you think, experts say (https://www.yahoo.com/lifestyle/those-yawns-could-sign-serious-100037593.html)
by Sandee LaMotte
https://www.linkedin.com/in/danheth/
https://www.linkedin.com/in/rosalynn-harvey-heth-mpa-ceps-3a3aa3191/
** Complexity Simplified
------------------------------------------------------------
Once you realize dust is mostly made up of dead skin—from people, pets, and even bugs—keeping it under control feels a lot more urgent. This article offers practical tips to help you cut down on dust, including:
* Dust with microfiber cloths (they trap particles better than paper towels)
* Use vacuums and air purifiers with HEPA filters
* Groom pets regularly to reduce dander and shedding
A few small changes can make a big difference in keeping your home cleaner and the air fresher.
What Is Dust Even Made Of? (And How to Manage It) (https://www.nytimes.com/wirecutter/reviews/what-is-dust/?campaign_id=190&emc=edit_ufn_20250415&instance_id=152590&nl=from-the-times®i_id=139298571&segment_id=196036&user_id=27e95322319a8a87c241579872ee2e45)
by Caroline Mullen
** Trivia
------------------------------------------------------------
Last week's answer: Health of newborns
This week's question: The Candlestick, Lead Pipe, Knife, Revolver, Rope, and what else are the six weapons in a standard game of Clue?
https://youtu.be/vEWquNtPlLc?si=De79paAlvz0Oj3zi
** Back in 1953, this song reached #1
------------------------------------------------------------
============================================================
** Facebook (https://www.facebook.com/preservewm)
** Twitter (https://twitter.com/preservewm)
** LinkedIn (https://www.linkedin.com/company/preservewm/about/)
Copyright © *|CURRENT_YEAR|* *|LIST:COMPANY|*, All rights reserved.
This email was sent to *|EMAIL|* (mailto:*|EMAIL|*)
why did I get this? (*|ABOUT_LIST|*) unsubscribe from this list (*|UNSUB|*) update subscription preferences (*|UPDATE_PROFILE|*)
*|LIST_ADDRESSLINE_TEXT|*
*|REWARDS_TEXT|*
