*|MC_PREVIEW_TEXT|* https://preservewm.com We've been keeping up with the latest headlines... here are two of our favorites worth sharing. ** Your Money ------------------------------------------------------------ Medicare plays a significant role in retirement health care. Selecting the right Medicare coverage is a crucial financial decision for retirees, and it's not a one-time event. Each year, during the Medicare open enrollment period (this year, it is from October 15 to December 7), beneficiaries can adjust their coverage. Since plan costs, benefits, and individual health care needs can change annually, reviewing and updating coverage can help enrollees save significantly on premiums and out-of-pocket expenses. Here are five common Medicare mistakes you should be sure to avoid: * Mistake #1: Thinking Medicare is inexpensive or free * Mistake #2: Enrolling in Medicare late * Mistake #3: Not signing up for a prescription drug plan * Mistake #4: Failing to review your private coverage annually * Mistake #5: Assuming pre-existing conditions don’t matter​ The Five Biggest Medicare Mistakes (https://www.sensiblefinancial.com/the-five-biggest-medicare-mistakes/) by Rick Fine ** Your Life ------------------------------------------------------------ It is starting to feel like Fall, with leaves changing colors and cooling temperatures in the air. Fall is also a time to start planning for your vaccinations, including flu, COVID, and RSV. Respiratory virus infections change enough each year that we still need seasonal immunizations. According to Dr. Michael Chang, an infectious disease physician at UTHealth Houston, “The wider uptake of immunizations, the greater the mitigation of the impacts of contagious infections even beyond the direct health consequences, to potentially include socioeconomic benefits across all age groups and walks of life.” So, we’re not only helping ourselves but also others. Flu vaccines are recommended for everyone 6 months and older, with people 65+ opting for a high-dose vaccine due to the higher risk related to age. September or October—ideally before Halloween, is the best time to get a flu shot. COVID-19 vaccines are recommended for everyone 6 months and older and are best to get immediately, but up to 3 months wait if you’ve recently had COVID. RSV, respiratory syncytial virus, is for all adults 75 and older, some adults ages 60-74, and women who are 32-36 weeks pregnant. The best time to get this vaccine is late Fall through early winter. For pregnant women, the window is September through January. Guide to 2024 Fall Vaccines: When to Get Your COVID, Flu, and RSV Shots (https://www.health.com/fall-vaccine-guide-2024-8710726) by Alyssa Hui https://www.linkedin.com/in/danheth/ https://www.linkedin.com/in/rosalynn-harvey-heth-mpa-ceps-3a3aa3191/ ** Complexity Simplified ------------------------------------------------------------ We’ve all had this problem. You wash your sheets; then you put them in the dryer. When you check it or when it finishes, your sheets are in a giant ball, still wet in the middle. Grrrrr! Southern Living magazine to the rescue! One of their suggestions includes periodically opening the dryer and shaking out the sheets. If you don’t have the time to wait around, the other 6 suggestions include using dryer balls, a lower heat setting, spraying a wrinkle releaser, upgrading to a larger dryer, or choosing the “quick-dry” option. 6 Ways To Keep Sheets From Balling Up In The Dryer, According To A Laundry Expert (https://www.southernliving.com/how-to-keep-sheets-from-balling-up-in-dryer-8728974) by Ashlyn Needham ** Trivia ------------------------------------------------------------ A: Zero Q: Where is the Sea of Tranquility located? https://youtu.be/XcATvu5f9vE?si=14UyeZTSCAIVpZa5 ** Back in 1986, this song reached #1 ------------------------------------------------------------ ============================================================ ** Facebook (https://www.facebook.com/preservewm) ** Twitter (https://twitter.com/preservewm) ** LinkedIn (https://www.linkedin.com/company/preservewm/about/) Copyright © *|CURRENT_YEAR|* *|LIST:COMPANY|*, All rights reserved. This email was sent to *|EMAIL|* (mailto:*|EMAIL|*) why did I get this? (*|ABOUT_LIST|*) unsubscribe from this list (*|UNSUB|*) update subscription preferences (*|UPDATE_PROFILE|*) *|LIST_ADDRESSLINE_TEXT|* *|REWARDS_TEXT|*

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