https://preservewm.com
We've been keeping up with the latest headlines...
here are two of our favorites worth sharing.
** Your Money
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When it comes to long-term savings, there are three general types of savings accounts, each with a different nuance around taxes. Here’s a quick summary of the three:
* Taxable Accounts - You pay taxes on earnings (interest, dividends, capital gains) in the year you earn them. No special tax benefits, but you may be able to offset income with losses.
* Tax-Deferred Accounts - You contribute pre-tax money (or deduct contributions), and you don’t pay taxes on earnings until you withdraw the money (e.g., Traditional IRA, 401(k)).
* Tax-Free Accounts - You contribute after-tax money, but earnings and withdrawals are tax-free if certain conditions are met (e.g., Roth IRA, Roth 401(k), some HSAs and 529 plans).
In my opinion, it's nice to have some investments in each so you can optimize where money comes from when you need it, keeping the tax impact of each new dollar in mind. Here's one family's quest to have a tax-free retirement by aiming for a 100% Roth portfolio.
This Family Spent Years Chasing the Holy Grail of a 100% Roth Retirement Portfolio (https://www.wsj.com/personal-finance/retirement/all-roth-retirement-account-f7951b6f?st=j3ygwt&reflink=desktopwebshare_permalink)
by Ashlea Ebeling
** Your Life
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Eating enough fiber isn’t just good for digestion—it’s essential for overall health. The National Cancer Institute outlines high-fiber foods like fruits, vegetables, beans, and whole grains that can help manage side effects, support gut health, and keep energy levels steady. Whether you’re focusing on recovery or everyday wellness, adding more fiber to your meals can make a big difference.
High-Fiber Foods (https://www.cancer.gov/about-cancer/treatment/side-effects/nutrition/high-fiber-foods)
source: National Cancer Institute
https://www.linkedin.com/in/danheth/
https://www.linkedin.com/in/rosalynn-harvey-heth-mpa-ceps-3a3aa3191/
** Complexity Simplified
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Apologizing isn’t always easy, but doing it well can make a big difference. Vox explores why genuine apologies matter and how to make yours more meaningful. Key tips include being specific about what you’re sorry for, avoiding excuses, and showing that you’re committed to making things right. A sincere apology can strengthen relationships and show true personal growth.
Everyone messes up. Here’s how to say you’re sorry. (https://www.vox.com/even-better/23622442/saying-sorry-apologize)
by Allie Volpe
** Trivia
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Last week's answer: Colony
This week's question: How many signs are there in the Zodiac?
https://youtu.be/NzD6ORX2oU4?si=GsTRZIkJiHztqBHo
** Back in 1991, this song reached #1
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