Your Money

With Medicare's open-enrollment period now underway, seniors choosing plans should be mindful of some hidden, costly traps that can leave them unable to get the healthcare they want. The man featured in the article didn't research his doctors and got rejected when trying to add a Medigap policy. "I didn't inform myself," he says. "I was so stupid."

Even when working with an insurance agent, you should trust but verify. During enrollment, pay special attention to avoid these common pitfalls:

1. Medigap Trap
2. Wrong Doctors
3. Paperwork Problems
4. Drug Deficits
5. Biased Advice

The Big Mistakes People Make in Medicare—and How to Avoid Them
by Anna Wilde Mathews

Your Life

Want to live longer? Then prioritize sleep. Following five good sleep habits added nearly five years to a man’s life expectancy and almost 2.5 years to a woman’s life, a new study found. (There are theories on gender differences, but more studies are required.) You can train your brain to sleep better by following good “sleep hygiene” that includes going to bed and waking up at established times as much as possible; cooler & darker is better; blocking noise; avoiding alcohol before bed; and maintaining a sleep routine with no distractions at least one hour before bed.

Sleep this way to add almost 5 years to your life
by Sandee LaMotte

Complexity Simplified

Trivia