Your Money

It is a good rule of thumb to review your estate documents every three to five years, whether you think it's needed or not. The plan details often escape immediate recollection and a quick review might find out-of-date names or wishes.

In addition, life events and certain milestones could trigger a revision. If any of these happen to you, be sure to get your documents in order and review them:

• birth of a child or grandchild
• minor children turning age 18 or going to college
• children getting married
• new charitable intents
• loss of a spouse (death or divorce)
• signs of dementia or other cognitive issues.
• significant financial changes (e.g., business sale or inheritance)
• changes in estate-tax law

When It Makes Sense to Review Your Will
by Glenn Ruffenach

Your Life

Multivitamin mineral supplements are dietary supplements that contain unique combinations of vitamins, minerals, or both, with each nutrient helping to meet a dietary need. For most people, a multivitamin isn't necessary since they get enough from food, but for some, like older adults, people who are experiencing low appetite or difficulty eating a balanced diet, from an illness or even pregnancy, a multivitamin can help fill in nutrition gaps. What happens to your body when you take a multivitamin every day? You may have better immune function. You might experience gastrointestinal symptoms. You may boost your energy levels. You might have a healthier pregnancy. You may be less anxious. You might have sharper brain function. So, benefits and side effects can vary, but for some, it is essential.

What Happens to Your Body When You Take a Multivitamin Every Day
by Gaby McPherson, M.S., RDN, LDN

Complexity Simplified

Trivia