Your Money

Retirement isn’t just about reaching a finish line—it’s about what comes next. Many people are unprepared for the realities of life after work, which can lead to struggle, dissatisfaction, or even regret. Here’s what you need to know:

1. Retirement is empty. It’s up to you to fill it with purpose.

2. Beware of the dark side. Mental health challenges like depression, isolation, and substance abuse are real risks.

3. The wrong top 10 list. Retirement is one of life’s most stressful events.

4. Retirement isn’t a feeling. You need plans, not just expectations of happiness.

5. The coming subtractions. You’ll lose routine, social connections, and purpose—be ready to replace them.

6. Retirement doesn’t eliminate work. It just shifts to self-care, relationships, and personal growth.

7. The lost and found. Finding a new tribe is essential for belonging and support.

8. Life on the back burner. If you’ve neglected relationships, don’t expect instant reconnection.

9. Don’t put off in retirement what you can do now. Start living the life you want today.

10. The only guarantee. Time is finite—don’t delay what truly matters.

Retirement isn’t a one-size-fits-all script. It’s time to ditch outdated ideas and create a retirement that’s meaningful, fulfilling, and uniquely yours. At PWM, we know the qualitative is as important as the quantitative. Please contact us if you're interested in learning more about the tools, guides, and strategies we use to explore this side of retirement.

How to Build Retirement Intelligence
with Bob Laura and Dan Haylett

Your Life

Spring is the perfect time to brighten your plate with vibrant seasonal produce! This article from The Lemon Apron highlights delicious spring vegetables like asparagus, radishes, and peas—along with tips on how to prepare them. Whether you’re roasting, sautéing, or tossing them into salads, these fresh picks can add color, flavor, and nutrition to your meals. Embrace the season’s best and bring a taste of spring to your table! 

Celebrating Spring Vegetables!
by Jennifer Emilson

Complexity Simplified

Ever wonder if it really matters whether you use salted or unsalted butter? MasterClass breaks it down, explaining the key differences and best uses for each. While salted butter adds flavor and extends shelf life, unsalted butter gives you full control over seasoning, making it the go-to choice for baking. Whether you’re cooking, baking, or just spreading it on toast, knowing when to use each type can help elevate your kitchen skills!

Salted vs. Unsalted Butter: When to Use the Different Butters
by Masterclass

Trivia