Your Money

With Thanksgiving around the corner, most of us think about what goes on the table. It’s also a good moment to make sure nothing valuable is being left on your financial table. Successful families use the weeks before December 31 as an opportunity to take a few thoughtful steps that reduce taxes, strengthen planning, and set up a more intentional start to 2026.

Here are several practical moves worth considering before year-end:

1. Use a donor-advised fund
   Immediate deduction with long-term giving flexibility.

2. Consider a Roth conversion
   Future tax-free growth and withdrawals.

3. Harvest capital losses
   Offsets gains to reduce taxable income.

4. Max out retirement contributions
   Boosts savings while lowering current taxes.

5. Update estate planning documents
   Keeps wishes and protections up to date.

6. Evaluate annual gifting strategies
   Transfers wealth efficiently to loved ones.

7. Rebalance investment portfolios
   Maintains proper risk and return alignment.

Taken together, these steps can meaningfully improve your financial position going into the new year. At PRESERVE Wealth Management, we can help you prioritize what matters most, coordinate the details, and make decisions that support long-term stability and confidence. We are here to help you put the right pieces in place.

Seven Moves for High-Net-Worth People to Make Before End of 2025
by Brooke Jackson

Your Life

A few minutes of daily movement can make a real difference. Light stretching improves flexibility, steadies balance, and helps reduce stiffness that tends to build with age. Even a short routine done consistently supports better mobility and posture, and it can set a calmer, more energized tone for the day. Small, steady efforts add up.

Move More, Age Stronger
by Alice Benjamin

Complexity Simplified

Subscription creep is one of the easier ways to overspend without realizing it. Streaming services, apps, news sites, and software often renew quietly in the background, charging your card month after month. A simple reset helps: review your statements, cancel what you no longer use, and set reminders for trial periods. A few minutes of cleanup can bring more clarity to your digital life.

It’s on You to Cancel Subscriptions You’ve Forgotten About
by Tommy Tindall

Trivia