Your Money

For those dreaming of a second home in Europe, turnkey villas were designed to attract Americans with more money than time. All the homeowner's decisions are taken care of from afar, including everything from fixture selections to linen collections.

Now, developers are offering turnkey wineries that cater to homeowners who seek the glamour and the pleasure of winemaking without fretting over the harvest, the pruning, or the bottling. Whether buying a lot to build on a rolling hillside or retrofitting an old building on the estate, the winery maintains the property and can facilitate vacation rentals when the home is vacant.

These jet-setters get to worry less about HVAC and landscaping and more about designing this year's vintage label. Now, I'd give my two front teeth for that!

European Developers Are Wooing Wine Lovers With Their Own Hassle-Free Vineyards
by J.S. Marcus

Your Life

More and more people (particularly young people) are leaving their wallets at home and paying with their smartphones. Most people do not carry cash anymore. Since the pandemic, the process of touchless payment gained much more popularity, quickly becoming the norm. Writing checks is a rare thing to see nowadays. Most are setting up automatic bill pay directly from their bank accounts or credit cards to pay for their daily, monthly, and annual household expenses. My kids use Venmo to split costs with friends at restaurants. I use Venmo, Zelle, or PayPal to send or accept donations for school events. Pew Research shows that in a typical week, 41% of Americans make absolutely zero purchases using cash. Digital transfers, digital currency, and electronic currency are words used every day now. Please note that digital currency (cryptocurrency is a type) can’t be withdrawn for physical cash, unlike electronic currency. Read on.

Are We Really Headed for a Cashless Society?
by Ramsey

Complexity Simplified

Trivia