Your Money

After years of putting money into your IRA, 401(k), or 403(b), the government demands that you, or whoever inherits your account, start taking it out. When done poorly, however, as much as 70% of your hard-earned money can be eaten up by income, estate, and state taxes.

It can get complicated, but here are nine smart withdrawal strategies to consider when accessing retirement accounts. At PWM, we spend a lot of time with financial planning clients on tip #2. Click on the link to learn more.

How to withdraw retirement funds: Learn 9 smart ways
by James Royal

Your Life

Our feet are the workhorses of our existence, so keeping them (and, therefore, you) healthy is critical. The prevailing rule of thumb has been to spend about 2 hours on your feet standing or moving about instead of sitting. A professor & expert, Dr. John Buckley, advised that if you’re standing, you need to do so for five or more minutes at a time, but if you’re moving, 2 minutes is enough to give benefits. In addition, your feet and toes can reveal a lot about possible health conditions, and their importance is often underestimated. Feet and toe health discomfort can range the gamut from cold or burning feet to pain to discoloration to shape to toenails, sores, itch, and more. While most minor feet and toe issues are probably ignored as a fact of life, it doesn’t hurt to be more informed about other serious problems these indicators might be telling you.

What Your Feet Say About Your Health
by Poonam Sachdev

Complexity Simplified

Trivia